Your Go-To Mortgage for High-Value Homes

Jumbo Loan

Why Consider a Jumbo Loan?

  • Primary, Second, or Investment Home
  • Loan amount greater than $832,750 in most areas¹
  • Credit score as low as 680²
  • Minimum down payment of 10-20%³
  • 6-12 months of mortgage payments typically required
  • Debt-to-Income (DTI) ≤ 43%

¹Jumbo loans are mortgage amounts that exceed the 2026 FHFA conforming loan limits of $832,750 for a single-family home in most counties, or up to $1,249,125 in designated high-cost areas; limits vary by county and property type and are subject to change.

²Minimum credit score of 680 required; borrowers with credit scores of 720 or higher may qualify for more favorable rates and terms.

³Down payment requirements vary by program and borrower profile, generally ranging from 10% to 20%, and may be higher depending on underwriting guidelines.