¹USDA Loans offer a no down payment requirement, allowing eligible borrowers to finance 100% of the home’s purchase price, making homeownership more accessible without the need for an upfront cash contribution.

²For USDA loans, the household’s adjusted gross income must be less than 115% of the area’s median income, ensuring that the program assists moderate‑ to low‑income borrowers in eligible rural areas.

³To qualify for a USDA Loan, the property must be located within a USDA-designated eligible area, which can be confirmed using the eligibility map at https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do.